Financial Planning is the process of organizing, evaluating and utilizing your financial resources to define and achieve your life’s goals. Our plans can consist of any the following four areas:
a. Cash Flow Analysis - Getting organized in the areas of cleaning up debt, paying down mortgages and cash management, including allocating available cash for specific goals.
b. Net Worth Analysis - Working off a proprietary checklist/worksheet, together we conduct a thorough in-person review to create an inventory of what assets you own. From this checklist, a Net Worth Statement is developed, giving you an organized snapshot of your current finances.
c. Retirement Income Planning - Evaluation of current retirement savings as well as strategies to help sustain greater financial security throughout retirement.
d. Investment Planning - A customized approach that combines your individual comfort level with your short- and long-term goals. The result is a plan containing increased safety through the repositioning and diversification of assets.